Banking & ATM

1. Чи ҫывӑх банкомат ӑҫта?

   Chi çyvăkh bankomat ăçta?

   Where is the nearest ATM?

   Usage

   Asks a passer-by or shop staff where you can find a cash machine.

   Grammar Note

   Чи before an adjective makes the superlative (Чи ҫывӑх "nearest"). банкомат is a Russian loan.

2. Эпӗ укҫа улӑштарасшӑн.

   Epĕ ukça ulăshtarasshăn.

   I would like to exchange money

   Usage

   Tells a bank or exchange counter that you want to change money.

   Grammar Note

   -сшӑн / -сшӗн expresses "want to"; the object укҫа stays unmarked. The exchange-office sign reads Валюта улӑштармалли пункт. Composed sentence — native-speaker review recommended.

3. Паянхи валюта курсӗ мӗн чухлӗ?

   Payankhi valyuta kursĕ mĕn chukhlĕ?

   What is today's exchange rate?

   Usage

   Checks the day's rate before you change money.

   Grammar Note

   Паянхи is the adjective "today's"; курсӗ carries the compound ending -ӗ. Composed sentence — native-speaker review recommended.

4. Ют ҫӗршыв карттипе банкоматран укҫа илме юрать-и?

   Yut çĕrshyv karttipe bankomatran ukça ilme yurat-i?

   Can I withdraw money from the ATM with a foreign card?

   Usage

   Checks whether a card issued abroad works at the cash machine.

   Grammar Note

   "Infinitive + юрать-и?" asks "may I …?"; -пе marks the means and -ран means "from". Composed sentence — native-speaker review recommended.

5. Эпӗ банкра счет уҫасшӑн.

   Epĕ bankra schet uçasshăn.

   I would like to open a bank account

   Usage

   Tells a bank clerk you want to open an account; useful on longer stays.

   Grammar Note

   счет is a Russian loan for account or bill; уҫ- means "to open". Composed sentence — native-speaker review recommended.

6. Ют ҫӗршыв карттисемшӗн хушма тӳлев пур-и?

   Yut çĕrshyv karttisemshĕn khushma tÿlev pur-i?

   Is there a fee for foreign cards?

   Usage

   Asks whether an extra charge applies to foreign cards.

   Grammar Note

   -шӑн / -шӗн means "for, regarding"; хушма тӳлев "additional payment" stands for a fee. Composed sentence — native-speaker review recommended.

7. Эпӗ укҫана ют ҫӗршыва куҫарасшӑн.

   Epĕ ukçana yut çĕrshyva kuçarasshăn.

   I would like to transfer money abroad

   Usage

   Asks a bank clerk to send money abroad.

   Grammar Note

   куҫар- "to move, translate" is used here for transferring money; the accusative of a vowel-final noun is -на. Composed sentence — native-speaker review recommended.

8. Тархасшӑн, ку тӳлевшӗн чек парӑр.

   Tarkhasshăn, ku tÿlevshĕn chek parăr.

   Please give me a receipt for this payment

   Usage

   Asks for a receipt after a payment or transfer.

   Grammar Note

   -ӑр / -ӗр is the polite (2pl) imperative; тӳлев means "payment". Composed sentence — native-speaker review recommended.

9. Банкомат манӑн карттӑна каялла памарӗ. Мӗн тумалла?

   Bankomat manăn karttăna kayalla pamarĕ. Mĕn tumalla?

   The ATM did not give my card back. What should I do?

   Usage

   Asks bystanders or bank staff for help when the ATM keeps your card.

   Grammar Note

   каялла пар- means "to give back"; the negative past is -мар / -мер. Мӗн тумалла? asks "what should be done?". Composed sentence — native-speaker review recommended.

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